Loan Programs

As a direct lender we offer a wide range of products and programs to fit almost any scenario.

We love options!

Below are a few of the most common loans utilized by our borrowers.


Construction Loans





Bond Programs


Reverse Mortgages


Bridge Loans


Down Payment Assistance


10, 15 and 20 Year Mortgages


First and 2nd Mortgage Combinations


Asset Depletion Loans


Home Ready


Home Possible Programs

Conventional Loan

  • As little as 3% down
    *Please visit our Disclosures page for more details for all loan types
  • Monthly MI required if putting less than 20% down
  • Gift funds allowed
  • Reserves may be required
  • Debt to income limitations of 45-50%
  • 620 Minimum FICO
  • Fixed and adjustable rate options available

FHA Loan

  • Minimum down payment of 3.5%
  • Both upfront and annual mortgage insurance required
  • Gift funds allowed
  • No reserves necessary
  • More flexible debt to income requirements
  • 580 minimum FICO

VA Loan

  • No down payment
  • *Please visit our Disclosures page for more details for all loan types

  • Funding fee may be required depending on veteran’s exemption status
  • Most lenient debt to income ratio restrictions
  • Will accommodate various credit profiles
  • Lowest average interest rates of all loan types

Jumbo Loan

  • Loan amount exceeds county loan limits
  • Higher down payment and cash reserve requirements
  • Strict debt to income ratio restrictions
  • Subject to more rigorous underwriting guidelines
  • Strong credit profile needed
Most You Can Borrow With A Home Equity Loan

Adjustable Rate Mortgage

One of the mortgage options we proudly offer at Golden Eagle Mortgage is the Adjustable Rate Mortgage (ARM). An ARM is a type of mortgage loan where the interest rate is variable and has the potential to fluctuate over time.

This means that your monthly mortgage payments may change, depending on the market conditions and the terms of your loan. More about our ARM Loans in Hollister, CA:

USDA Loan Programs

We are delighted to be your trusted partner in your journey towards homeownership. With our wide range of loan programs and expert mortgage consultants, we are dedicated to helping you find the perfect financing solution that fits your unique needs.

At Golden Eagle Mortgage Group, we understand that obtaining a mortgage can sometimes be a daunting task. That’s why we strive to make the process as smooth and hassle-free as possible.

Contact Us