How To Feel Confident When Talking To Mortgage Lenders
Buying a house is an exciting process that many people anticipate and dream of throughout their life. But when the day finally comes, it’s not uncommon for first time home buyers to feel intimidated when they think about the actual purchase decision and the...
How Does Refinancing Your Home Work?
Refinancing your home is the process of getting a new mortgage — and using that borrowed money to replace your existing plan. Ideally, you want to obtain a better mortgage to reduce the interest rates and terms of your monthly payments. If you have an expensive home...
Several Ways To Get A No Down Payment Mortgage Program In 2019
Is it possible to buy a property without a down payment? Yes. But what is a low or no down payment mortgage program? These methods allow you to put down very little cash to none at all for a down payment. If you have been planning to buy a house but your funds are not...
Ways To Calculate Bi Weekly Mortgage
Are you planning to buy a dream house, a car? Or making just about any big purchases? Maybe you are paying off the monthly mortgage at this very moment and you’re figuring out ways to pay for it. As good as your dream is, you will have to face reality and need to pay...
Why Tax Return Issues Can Be A Hindrance When Buying A Home
Buying your first home can be one of the most exciting experiences of your adult life. However that excitement comes with tons of stress. Before even attempting to get financing to guy a home you need to get all your ducks in a row. This may seem like a no...
Will the Housing Market Crash Again?
California is a great place to live. The weather is perfect all year round and everything is just a short drive away. But if you’re shopping for a house in the Bay Area, the high prices might turn you off. If you compare them to the less busy areas of US, you may not...
Second Mortgages: How Do They Work?
Have you ever been in that situation where you wanted a bigger home but did not have the funds to support it? Then a second mortgage might be perfect for you! You might be wondering if banks still support second mortgage and the answer is yes. Most banks and lenders...
Ways Refinancing Your Home
If you are thinking of a major renovation or hoping to capture a lower interest rate, it might seem like a good idea to refinance your home, right? All you need is just a lender to do the job and then you can directly jump right into it. Well, refinancing your home...
Subprime Mortgage: Should I Avoid It?
You might have heard of the term “subprime mortgage” and how it supposedly caused the 2008 Financial Crisis in the United States. Recently, there’s been talk about subprime mortgages making a comeback. Would it still be safe to get one? This article will try to...
Mortgage Pre Approval EXPLAINED
While it’s definitely exciting, it’s not easy to prepare for the home buying process. Because of the housing bubble burst back in 2005, getting a mortgage pre approval today can be as tough as getting a mortgage back then. If you’re a young aspiring homeowner buying...